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The Away-Home Checklist: 4 Things To Handle Before You Fly North

Second Homes August 12, 2026 7 min read

A Palm Beach County house left alone for eight weeks is not sitting still. Pools drift chemically. Irrigation fails silently. Humidity works on the ductwork. None of it announces itself, which is exactly why it's expensive.

If you're flying north for the season, these are the four things worth handling before you go. They're in priority order, and the first one matters more than the other three combined.

1. Shut the water main

The problem. A supply line lets go in an empty house and runs for days or weeks. This is the single most expensive thing that happens to unoccupied Florida homes, and it isn't close. Ten thousand dollars of water damage is a modest version of this claim.

Insurers know it too. Most Florida policies now contain language limiting coverage for water damage in homes left vacant beyond a set number of days, often 30 or 60. Read yours before you assume you're covered, because the adjuster certainly will.

The fix. Shut the main at the street any time you're leaving for more than two weeks. If you want irrigation to keep running, isolate it so the house side of the system stays off. This is a five-minute task that eliminates your largest single risk.

2. Hold the A/C at 77, not 82

The problem. The instinct is to set the thermostat high to save money while nobody's home. In Palm Beach humidity, 82 degrees in a closed house is a mold incubator. It shows up first in the ductwork and the back of closets, and by the time you return in October it's a remediation project rather than a cleaning.

The fix. Hold it at 77 or 78 with the fan on auto. Add a humidistat if you don't have one, and set it to hold relative humidity below 60 percent. A humidistat is a couple hundred dollars installed and it's the single best investment for a seasonally empty house.

The difference on the power bill is real. It is also dramatically less than mold remediation, which routinely runs five figures and requires you to be present for the work.

3. Confirm the vendors actually showed up

The problem. Pool, lawn, and pest are all on autopay. That's convenient, and it's also why nobody notices when a crew quietly stops showing up in August. Autopay is not proof of service. It's proof of billing.

This happens more than people expect, and it isn't usually fraud. Crews lose staff over the summer, routes get reshuffled, and the house nobody is checking is the easiest one to skip.

The fix. Someone with eyes on the property has to confirm the work happened. A photo after each visit is the only real verification. If your pool company can't or won't send one, that tells you something useful.

4. Update your emergency contact

The problem. Your alarm company, your insurer, and your HOA all have a phone number on file. In a surprising number of cases it belongs to a neighbor who moved in 2019, or a spouse's old work line, or nobody at all.

Then something happens, someone calls, and nobody answers.

The fix. Update all three before you fly. Then verify the person listed can actually get into the house. A key that doesn't work, a gate code that's been rotated, or an alarm code nobody shared is functionally the same as having no emergency contact.

Why the order matters

Water first, because it's the biggest financial exposure. Humidity second, because it's the most likely to happen. Vendor confirmation third, because it's the one that quietly compounds. Emergency contact last, because it's the cheapest to fix and the easiest to forget.

All four together take one afternoon. Skipping them doesn't save the afternoon, it just moves the work to November and adds a contractor's invoice to it.

Private Line Homes members hand this entire list off. We run it, and we send the photos.